Roberto Abraham Scaruffi

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	‘Buy-to-let tax will cut our income by 25pc.' How much will YOU lose?   As a controversial new tax pases through Parliament, our calculator shows how your profits will be affected - Buy-to-let tax calculator HMRC phone failures: Millions could have filled out tax returns wrong 'How I'll make my car pay for my house deposit' Daniel Mays: '£80,000 was my best pay – for a film they didn’t release’ More stories   MONEY ADVICE Mapped: how new tax will add £73 to your annual car, household and medical costs   The new insurance premium tax is now in effect. Use our tool to find out exactly how much more you'll pay Also: The world's most affordable cities for young professionals The ultra-paranoiac's guide: nine steps to become impervious to cyberattackers The charts that show it's not THAT hard for first-time buyers Money Saving Minute: online shopping vs driving to the supermarket INVESTING How to invest like the Rothschild dynasty   The family has a 200-year record of growing and preserving wealth – and ordinary investors can share in its fortunes Terry Smith: 'I naively supposed the financial crisis had taught investors a lesson' The nine most toxic investments ever How much will financial advice cost me for each function? Fund managers get most of their bets wrong – but still make millions. Here's how... SAVINGS Metro steps into savings best buy battle paying up to 2.7pc   The challenger bank has increased the rate on several of its fixed rate accounts Challenger bank Shawbrook raises rates on four savings accounts New 3.43pc on market-leading seven-year bond Ask an Expert: Has any investor ever lost money on a retail bond? PENSIONS Australian and US pension data predicts penniless decades for older Britons Wealthy given five-month 'window' to save into pensions before cuts to tax relief The ultimate guide to taking advantage of pension tax relief while it lasts